What is budgeting?​

A Money Game Plan​

Budgeting is the process of creating a game plan for how get the best of both worlds…​ World 1: Spending… How do you best cover your spending needs while  (*introducing World 2: Savings*) maintaining regular saving for the future. ​

In its simplest form, a successful budget formalises the process of spending and saving, helping you navigate future costs, and reach your financial goals.

Your Personal Accountant​

Think of a budget like your personal accountant, helping you decide how much money you should be setting aside for each particular purpose, both now and in the future. In short, your budget keeps you in check. Imagine if you could talk to your future self about splurging... what do you think they might say?​